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IMPORTANT UPDATE FOR HOMEBUYERS: NAR Settlement Changes

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Couple on couch taking with real estate agent

On August 17th, 2024, new real estate industry standards went into effect.

HERE IS WHAT THIS MEANS FOR HOMEBUYERS:  

  • When working with your agent, you will sign a written agreement before touring a home.
  • This agreement, called the Exclusive Buyer Broker Agreement (EBBA), will explicitly outline services and fees. This ensures both parties have a mutual understanding of what is being provided and at what cost.
  • The EBBA can be tailored to your unique buying needs, i.e., property-specific, area-specific, within a specific time period, etc.
  • You will now have comprehensive information about the compensation being paid, helping you understand the total cost of the transaction.
  • The seller may agree to offer compensation to your agent, which is permitted, and will be specified at the time of purchase.
  • You can still accept concessions from the seller, such as offers to pay your closing costs. Concessions will be specified in the purchase agreement.
  • Exclusive Buyer Broker Agreements apply to both in-person and live virtual home tours.

male real estate agent showing a home to a young couple

HERE IS WHAT THE SETTLEMENT DOES NOT CHANGE:

  • REALTORS® adhere to professional standards and help you navigate the homebuying process.
  • Compensation for your agent is not set by law, allowing you and your agent to have a clear and transparent discussion about compensation.
  • You have choices. Work with your agent to understand the full range of these choices when buying a home, which will help you make the best possible decision for your needs.

BOTTOM LINE

Purchasing a home is a significant investment, and a real estate agent’s expertise and services are essential for navigating the complexities of the process. From helping you find the perfect home to negotiating the best price and protecting your interests, a REALTOR® ensures you make informed decisions while securing the best possible outcome for your investment.

IMPORTANT UPDATE FOR HOMEBUYERS: NAR Settlement Changes was last modified: September 3rd, 2024 by Allison Purcell

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