Michael Saunders & Company logo
Michael Saunders & Company logo

Search Homes

22523 Willow Lakes DriveLutz, FL 33549Price: $879,000

  • Price: $879,000
  • Est. Mortgage of $/month
  • 10 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jun 25, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Request More Info

  • $879,000List Price
  • ActiveStatus
  • 60Number of Photos
  • 28.181003Latitude
  • 22523 Willow Lakes DriveAddress
  • Willow Lakes DriveStreet
  • LutzTown
  • FLState
  • 33549Zip
  • PascoCounty
  • TB8520371MLS Number
  • 06/22/2026Date Listed
  • 4Bedrooms
  • 3Full Bath
  • 2,359Square Feet
  • 1999Year Built
  • 0.21Acreage
  • 10 DaysOnMarket Date

Listing Tools

Live the ultimate Florida lake life in this stunning one-of-a-kind custom-built home. Situated on a 1/4-acre lot with no CDD fees, this exceptional residence offers approximately 2,881 total square feet of living space (2,359 sq ft main living area plus a 522 sq ft bonus room) and features direct access to a beautiful natural lake with your own private sand beach and 250 sq ft dock - perfect for boating and fishing. This custom home boasts 4 bedrooms and 3 full bathrooms with thoughtful upgrades throughout. As you enter, you'll appreciate the tile and laminate flooring (no carpet anywhere), a formal dining room, a formal living room, and a spacious family/TV room. The gourmet eat-in kitchen shines with granite counters, LG stainless steel appliances, and a skylight in the kitchen/pantry hallway. Just off the kitchen, a dedicated 200 sq ft office provides a quiet workspace away from the main living areas. The luxurious master suite offers His and Her closets along with a spa-like master bath featuring a jetted tub, steam shower enclosure, and a Washlet bidet toilet. The home also features a versatile multi-use 522 sq ft Bonus/Theater Room with stunning lake views, a 3D projector with remote-controlled 110” roll-down movie screen, and a storage closet with a separate entrance. This flexible space is ideal for movie nights, a home office, guest suite, game room, or additional entertaining area. Throughout the main living area you will find an elegant fireplace with decorative woodwork mantle, granite surround and brick detail, a casual entertainment bar area, a laundry room with premium LG washer and dryer, and utility sink and cabinets. The home also includes a tankless electric water heater and a 6-ton A/C system with UV sanitizer. The true highlight of this home is the spectacular waterfront pool area. Step outside to your private resort-style backyard oasis on the natural lake. Enjoy a solar-heated, salt-chlorinated pool with a beautiful natural rock waterfall, a fully screened lanai with pavers, and a 5-person Jacuzzi with cover. There is a full outdoor kitchen with gas BBQ, electric cooktop, granite counters, sink, and cabinetry. Multiple entertainment areas include a 200 sq ft deck with SunSetter retractable awning, a 400 sq ft covered party deck under a pergola with roof, and an additional SunSetter awning. The professionally landscaped grounds feature concrete curbing, flower beds, an automatic sprinkler system, rain gutters, and a Tesla Generation III charging station. Built for Florida living, this home includes full hurricane protection with 3M film on all windows, electric hurricane shutters, and ballistic fabric for the entry doors. It is also generator-ready with an exterior hookup and panel bypass, features a 50-year dimensional shingle roof, and offers a 3-car driveway, 2-car garage, paved walkway, and front porch. This rare custom lakefront property perfectly blends luxury, functionality, and incredible outdoor living in the desirable Lutz area. It is also just a short drive to the Tampa Premium Outlets, The Grove at Wesley Chapel (Krates), and major interstates. Schedule your private showing today and experience this unique waterfront lifestyle for yourself.

Location

LISTING COURTESY OF Ginamarie Carbonaro of AGILE GROUP REALTY (813-569-6294)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of July 1, 2026 7:34 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

By submitting this form I agree to receive marketing and customer service calls and text messages from Michael Saunders & Company. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

$

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Property Details of 22523 Willow Lakes Drive

Property Details

Interior Features

Utilities and Appliances

Community

Estimate Your Payment

Monthly Payment (excluding insurance*) $0.00

Principal & Interest $0.00

Property Tax $0.00

(Payments are an estimate and may vary by lender.)

*For an insurance quote on this property, please contact the Baldwin Group.

Mortgage Calculator

Change Payment Information

$
$
=
%
%
$
Image

Committed to making your mortgage application simple and smooth, MSC Mortgage provides a full range of financing options. Whether buying or refinancing a home, our goal is to choose the loan that is best tailored to your individual needs and provide outstanding customer service. Already have a pre-approval? Our mortgage experts will review it for free to explore potential opportunities for improvement or better terms.

Image

Work with Megan Kendrick

Mortgage Loan Officer

Lifestyle

Demographics

Open one door for all your real estate needs.

When you work with Michael Saunders & Company agents, they will connect you with a team of in-house experts in our mortgage, insurance and title divisions, ensuring a seamless full homeownership experience from start to finish.

MSCMortgage

Providing a full range of financing options.

Get Started
MSCTitle logo

Ensuring a clear path to closing.

Get Started
The Baldwin Group logo

Protecting your investment with comprehensive coverage.

Get Started

Let’s Get in Touch

To schedule a showing or learn more information about this listing, please call or send a message.

Do not fill in this field:

By submitting this form I agree to receive marketing and customer service calls and text messages from Michael Saunders & Company. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.