11208 Duncan StreetSeminole, FL 33772Price: $575,000

Welcome to one of the most flexible income-producing opportunities on the market. This single-story 4-bedroom, 2-bath home in Seminole offers nearly 2,000 square feet of heated living space, a private screened in-ground pool, two separate entrances, two full kitchens, and no HOA. Whether you are an investor, an owner-occupant looking to offset your mortgage, or a family seeking a multigenerational solution, this property checks every box. The home is configured as two distinct living spaces. Unit A offers 3 bedrooms, 1 bathroom, and a full kitchen, currently leased at $2,345 per month. Unit B offers 1 bedroom, 1 bathroom, and a full kitchen, generating $1,450 per month. Combined monthly rental income from day one: $3,795. Throughout the interior, fresh texture, new paint, and 5mm waterproof vinyl flooring create a clean, updated feel in every room. Each unit operates on its own central AC system, and the Unit A HVAC was replaced in 2025, giving the larger unit a brand new system. The main living area features an open floor plan connecting the living room, kitchen, laundry room, and family space, complete with ceiling fans, a spacious eat-in kitchen, and a full appliance package. The second unit is fully equipped with its own private entrance, full kitchen, separate laundry, and a bonus room with additional storage. Step outside to a private backyard oasis. The screened in-ground pool is perfect for relaxing or entertaining year-round, and the pool pump was replaced in 2025. Mature landscaping, exterior lighting, and rain gutters round out the exterior. The lot runs approximately 30% larger than most in the neighborhood. Located in a no flood, no evacuation zone, just minutes from the Pinellas Trail, Seminole Recreation Center, and SPC library, with the beaches about 10 minutes away. Public utilities with one water meter and one electric meter serving the property. No HOA. No flood zone. Immediate cash flow from day one. Opportunities like this do not stay available long.