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412 20th AvenueIndian Rocks Beach, FL 33785Price: $970,000

  • Price: $970,000
  • Est. Mortgage of $/month
  • 9 Days on Market
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Federal 30-year interest rate: 7.11% last updated on Nov 12, 2026
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  • $970,000List Price
  • ActiveStatus
  • 56Number of Photos
  • 27.902082Latitude
  • 412 20th AvenueAddress
  • 20TH AvenueStreet
  • Indian Rocks BeachTown
  • FLState
  • 33785Zip
  • PinellasCounty
  • TB8562669MLS Number
  • 11/05/2026Date Listed
  • 2Bedrooms
  • 1Full Bath
  • 1,092Square Feet
  • 1952Year Built
  • 0.15Acreage
  • 9 DaysOnMarket Date

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Charming Waterfront Cottage with Expansive Bay Views in Indian Rocks Beach! Discover the charm of coastal living in this delightful waterfront cottage nestled in this sought-after seaside community. Set along a wide, north-facing bay, this special property offers beautiful, open-water views and a wonderful sense of privacy. The original home has been thoughtfully refreshed, preserving its cottage character while offering inviting spaces to enjoy the waterfront setting. Featuring two bedrooms and one bath, the home captures the water views from the main living area, dining room, and Florida room, bringing the beauty of the bay into everyday living. Step outside to a spacious, private backyard, fenced on both sides and offering plenty of room to create your own tropical retreat, add a pool, or simply relax and enjoy the coastal breeze. Whether you're looking for a charming waterfront getaway, a full-time coastal residence, or a property to make your own, this is a wonderful opportunity to enjoy the laid-back lifestyle of Indian Rocks Beach. A charming cottage, beautiful bay views, and endless possibilities!

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LISTING COURTESY OF Tricia Priest of COLDWELL BANKER REALTY (727-581-9411)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of November 13, 2026 1:37 PM EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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Committed to making your mortgage application simple and smooth, MSC Mortgage provides a full range of financing options. Whether buying or refinancing a home, our goal is to choose the loan that is best tailored to your individual needs and provide outstanding customer service. Already have a pre-approval? Our mortgage experts will review it for free to explore potential opportunities for improvement or better terms.

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