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306 Harbor DriveIndian Rocks Beach, FL 33785Price: $3,690,000

  • Price: $3,690,000
  • Est. Mortgage of $/month
  • 297 Days on Market
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Federal 30-year interest rate: 7.11% last updated on Nov 12, 2026
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  • $3,690,000List Price
  • ActiveStatus
  • 66Number of Photos
  • 27.909296Latitude
  • 306 Harbor DriveAddress
  • Harbor DriveStreet
  • Indian Rocks BeachTown
  • FLState
  • 33785Zip
  • PinellasCounty
  • TB8467679MLS Number
  • 01/22/2026Date Listed
  • 5Bedrooms
  • 4Full Bath
  • 4,571Square Feet
  • 2004Year Built
  • 0.21Acreage
  • 298 DaysOnMarket Date

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Virtually Staged. **A FRESH NEW LOOK. AN EXCEPTIONAL WATERFRONT LIFESTYLE. NOW OFFERED AT $3,690,000.** Discover the stunning transformation of 306 Harbor Drive, a custom-built luxury waterfront estate in Indian Rocks Beach, Florida, now beautifully refreshed with a newly painted interior featuring a sophisticated palette of soft whites and warm creams. Light, bright, and move-in ready, this remarkable residence offers a fresh coastal aesthetic while preserving the craftsmanship, generous living spaces, and extraordinary boating amenities that make it truly special. Situated directly on the deep-water Intracoastal Waterway with direct Gulf access, this 4,571-square-foot home features 5 bedrooms, 4 bathrooms, a private dock with a 25,000 lb boat lift, jet ski lifts, a saltwater pool, heated spa, private elevator, rooftop terrace, and breathtaking panoramic water views. Designed and originally built by its builder-owner, the residence was thoughtfully created to maximize waterfront living, entertaining, and the beauty of its surroundings. Expansive living and dining areas are filled with natural light, while the newly refreshed interiors provide a beautiful, neutral backdrop for any decorating style. The chef's kitchen features custom wood cabinetry, granite countertops, a spacious island, walk-in pantry, and butler's pantry, opening to inviting gathering spaces overlooking the water. The extraordinary 27-by-37-foot primary suite offers a private waterfront balcony, fireplace, generous closets, and spa-inspired bathroom, creating a peaceful retreat above the Intracoastal. Multiple levels of indoor and outdoor living provide room to entertain, relax, and embrace the Florida coastal lifestyle. The lower-level entertainment space opens to a private waterfront oasis complete with a saltwater pool, heated spa, expansive patio, and dock. The home's desirable eastern rear exposure welcomes beautiful morning sunshine while providing welcome afternoon shade during Florida's warmer months. Above it all, the rooftop terrace delivers sweeping Intracoastal views and an unforgettable setting for waterfront sunsets. Additional highlights include a 5-car garage, an optional climate-controlled fitness space, smart home technology, high ceilings, and NO HOA. **BOATERS WILL APPRECIATE THE DEEP WATER, DIRECT GULF ACCESS, AND 25,000 LB BOAT LIFT**, offering the freedom to enjoy fishing, cruising, and spontaneous days on the water just steps from home. An assumable flood insurance policy of approximately $1,800 annually adds another valuable advantage, subject to carrier approval. **SHORT-TERM RENTALS ARE PERMITTED**, presenting an exciting opportunity for buyers seeking a luxury primary residence, second home, or income-producing vacation rental in one of Tampa Bay's most desirable beach communities, subject to applicable licensing and regulations. Just a short walk from the sugar-sand beaches of the Gulf of Mexico, local restaurants, Brown Park, and neighborhood recreation, this exceptional property combines the charm of Indian Rocks Beach with convenient access to Clearwater Beach, Downtown St. Petersburg, and Tampa International Airport. Wake up to dolphins playing in the Intracoastal, spend your afternoons exploring the Gulf, and end your evenings surrounded by shimmering water views. *NEW LOOK. SAME EXTRAORDINARY WATERFRONT LOCATION.* Schedule your private showing today and experience the transformation firsthand. Full video walkthrough available upon request.

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LISTING COURTESY OF Kelly Ackley of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION (727-489-0800)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of November 15, 2026 6:04 AM EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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