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306 Harbor DriveIndian Rocks Beach, FL 33785Price: $3,900,000

  • Price: $3,900,000
  • Est. Mortgage of $/month
  • 118 Days on Market
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Federal 30-year interest rate: 6.36% last updated on May 14, 2026
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  • $3,900,000List Price
  • ActiveStatus
  • 58Number of Photos
  • 27.909296Latitude
  • 306 Harbor DriveAddress
  • Harbor DriveStreet
  • Indian Rocks BeachTown
  • FLState
  • 33785Zip
  • PinellasCounty
  • ResidentialProperty Type
  • TB8467679MLS Number
  • 5Bedrooms
  • 4Full Bath
  • 4,571Square Feet
  • 2004Year Built
  • 0.21Acreage

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Welcome to 306 Harbor Drive in Indian Rocks Beach-a custom-built waterfront pool home on the Intracoastal Waterway offering over 4,500 sq ft, 5 bedrooms, 4 baths, a private dock with a 25,000 lb boat lift, and direct Gulf access. From the moment you enter, wide-open water views take over, visible from nearly every main living space. Built by its original builder-owner, this home was designed for true coastal living, boating, and entertaining. The oversized primary suite (27x37) features a fireplace, private waterfront balcony, and a spa-style bath with soaking tub, dual vanities, and walk-in shower. The main living area flows into a chef's kitchen with custom wood cabinetry, granite countertops, large island, walk-in pantry, and butler's pantry connecting to a coffered-ceiling formal dining room. A flexible bedroom with water views works perfectly as a home office or guest suite. The lower level offers a bonus/social room opening to the pool deck, plus a full bath for seamless indoor-outdoor living. Enjoy a saltwater pool, heated spa, and expansive waterfront space designed for sunset nights and entertaining. Additional features include a private elevator to all levels, rooftop terrace with panoramic Intracoastal views, 5-car garage with optional climate-controlled gym, smart home features, high ceilings, and no HOA. This home performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are allowed, creating strong income potential, and current flood insurance is under $1,800 per year. Located just a short walk to the beach, Brown Park, tennis courts, restaurants, and local favorites, this is a rare opportunity to own a luxury waterfront home with deep water access in one of Pinellas County's most desirable coastal communities.

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LISTING COURTESY OF Kelly Ackley of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION (727-489-0800)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of May 19, 2026 11:33 PM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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